In this article, we will provide you with the RBI Registered Loan App List. This list is very helpful to find the best apps of loans through which you can get any type of loan. There are many apps available in the market for online loans. However, it is very difficult to find a genuine app online.
There are many apps available online that provide loans. Some of the apps are fake loan apps. So be careful while applying for a loan online through the app.
In this article, we will provide you with a complete list of genuine loan apps that are registered with the RBI and follow RBI guidelines. Also, we will share the best personal loan apps in India as of date.
The RBI Registered Loan App List is updated as of this date. These apps are registered with the RBI, and you can trust them completely.
RBI Registered Loan App List 2023
In the table given below, you can check the RBI Registered Loan App List with how much credit you can get. We have shared the official link of these Loan Apps so that you can go directly by clicking on the link-:
| App Name | Credit Limit | Official Site |
| Kreditbee | Loan up to 2 Lakhs | https://www.kreditbee.in/ |
| Kreditzy | Loan up to 2 Lakhs | https://www.kreditzy.com/ |
| Paysense | Loan up to 5 Lakhs | https://www.gopaysense.com/ |
| Navi | Loan up to 5 Lakhs | https://navi.com/ |
| Lazypay | Loan up to 1 Lakh | https://www.lazypay.in/ |
| Freopay (Credit Line) | Rs. 10000 | https://freopay.com/ |
| Stashfin | Loan up to 5 Lakhs | https://www.stashfin.com/ |
| Cashbean | Loan up to 1 Lakh | https://web.cashbean.loan/#/ |
| Dhani (Credit Line) | Loan up to 5 Lakhs | https://www.dhani.com/ |
| Avail Finance | Loan up to Rs. 50000 | https://availfinance.in/ |
| NIRA | Loan up to 2 Lakhs | https://www.nirafinance.com/ |
| Branch | Loan up to Rs.50,000 | https://branchapp.in/ |
| Smartcoin | Loan up to 2 Lakhs | https://smartcoin.co.in/ |
| Rupeek App (Gold Loan) | Loan up to 50 Lakhs | https://rupeek.com/ |
| Simple Pay Later (Credit Line) | Loan up to 1 Lakh | https://getsimpl.com/ |
| Mobikwik | Loan up to 2 Lakhs | https://www.mobikwik.com/ |
| Paytm | Loan up to 2 Lakhs | https://paytm.com/ |
| Krazybee (Consumer Loan) | Loan up to 2 Lakhs | https://react.krazybee.com/ |
| Bharatpe (Business Loan) | Loan up to 5 Lakhs | https://bharatpe.com/ |
| Paytm Postpaid (Credit Line) | Loan up to 1 Lakh | https://paytm.com/ |
| True Caller | Loan up to 5 Lakhs | https://www.truecaller.com/ |
| Simply Cash | Loan up to 2 Lakhs | https://simply.cash/ |
| Slice (Credit Line) | Loan up to 1 Lakh | https://www.sliceit.com/ |
| True Balance | Up to Rs. 50,000 | https://www.truebalance.io/ |
| Zest Money (Consumer Loan) | Above 2 Lakhs | https://www.zestmoney.in/ |
| Amazon Pay Later | Up to Rs. 60,000 | https://www.amazon.in/ |
| Flipkart Pay Later | Up to Rs. 60,000 | https://www.flipkart.com/ |
| Tata Capital | Above 10 Lakhs | https://www.tatacapital.com/ |
| Tata neu Credit card (Qik EMI Card) | Rs.10000 to Rs.150000 | https://www.hdfcbank.com/ |
| Tata Neu App (Qik Personal Loan) | Rs.10000 to Rs.10,00,000 | https://www.tatadigital.com/ |
| Ola Money pay Later | Rs.1500 to Rs.20000 | https://www.olamoney.com/ |
| Khatabook App | Rs.50,000 to Rs.10,00,000 | https://khatabook.com/ |
| Jupiter credit limit | Up to Rs.50,000 | https://jupiter.money/ |
| OneCard App | Rs. 10000 to Rs150,000 | https://www.getonecard.app/ |
| imobile Pay Later | Rs. 20,000 | https://www.icicibank.com/ |
| SBI YONO APP | Rs. 1500 to Rs. 60000 | https://www.sbiyono.sbi/ |
| IDFC Bank Pay later | Rs. 1500 to Rs. 60000 | https://www.idfcfirstbank.com/ |
| Bajaj Finserv App | Rs. 50,000 to Rs. 5,00,000 | https://www.bajajfinserv.in/ |
| Rufilo Loan App | Rs. 5000 to Rs. 25,000 | https://rufilo.com/ |
| IBL FINANCE App | Rs. 5000 to Rs. 25,000 | https://iblfinance.in/ |
| Early Salary | Rs. 8,000 to Rs. 500,000 | https://www.fibe.in/ |
| Money View | Rs.10,000 to Rs. 5,00,000 | https://moneyview.in/ |
| CASHe | Rs. 1,000 to Rs. 3,00,000 | https://www.cashe.co.in/ |
| mPokket | Rs.500 to Rs. 30,000 | https://mpokket.in/ |
| Stashfin – Credit Line & Loan | Rs. 1,000 to Rs. 5,00,000 | https://www.stashfin.com/ |
| MoneyTap | Rs.1,000 to Rs. 60,000 | https://www.moneytap.com/ |
| FairMoney Loan App | Loan up to 2 Lakhs | https://fairmoney.io/ |
| KreditOne | Rs.5000 to Rs. 25,000 | https://kwikash.in/ |
| FlexSalary Instant Loan App | Rs.5000 to Rs.25,000 | https://www.flexsalary.com/ |
| DigiMoney | Rs. 5000 to Rs. 25,000 | https://digimoneyfinance.com/ |
| Indialends | Rs. 5,00,000 | https://indialends.com/ |
| Mystro Loans & Neo Banking app | Rs. 50,000 | https://mystro.in/ |
| Kissht: Instant Line of Credit | Rs. 10,000 to Rs. 1,00,000 | https://kissht.com/ |
| PaisaBazaar | ₹ 1000 to ₹ 50,000 | https://www.paisabazaar.com/ |
Rating of RBI-Approved Loan Apps In India
| Apps Name | Interest rate | Ratings |
| Pay sense | 16% to 36% (APR) | 1.6 |
| CASHe | 2.25% per month | 1.7 |
| Mpockket | 1% to 6% per month | 3.0 |
| Money View | 1.33% Per Month | 3.7 |
| India Lends | 10.75% to 25% | 3.5 |
| Pay me India | 18% to 42% | 4.4 |
| IDFC First | 6.25% to 7.5% | 4.3 |
| Home Credit | 2% per month | 4.2 |
| Money Tap | 13 – 24.03% | 5.0 |
| Dhani | 13.99% onwards | 3.5 |
| Buddy Loan | low as 11.99% | 4.0 |
| Navi app | starting at 9.9% | 4.2 |
| Lazypay | 18% to 28% | 4.2 |
| Nira loan app | 1.67% to 2.25% | 5.0 |
| Kreditbee | 0% to 29.88% p.a | 4.8 |
Best Personal Loan Apps in India
Nowadays people are looking for many types of loans for their personal use. If you also want to apply for Personal Loan online by App. We will share with you the Best Personal Loan Apps in India. So you can get a quick loan with less documentary proof. You can apply for Personal Loan in these Apps easily by using your Android mobile or iPhone.
These Apps provide you with the following features-:
- Apply online by filling out the application
- Online Document Submission
- Quick Approval
- Loan Amount and Tenure
- Interest Rates and Fees
- Loan Disbursement
- Repayment online
- Customer Support 24×7
Now let’s check the list of Best Personal Loan Apps in India-:
In this table, you can check the best personal loan apps with loan amount and their interest rates available in India right now:[RBI Registered Loan App List]
| App Name | Max Loan Amount | Interest Rate |
| CASHe | Rs. 4 lakhs | 33.46% p.a. |
| MoneyTap | Rs. 5 lakhs | 13% p.a. |
| FlexSalary | Rs. 2 lakhs | Up to 3% p.m. |
| RupeeLend | Rs. 1 lakh | 0.1% per day |
| MoneyView | Rs. 5 lakhs | 16% p.a. |
| KreditBee | Rs. 4 lakhs | 15% p.a. |
| StashFin | Rs. 5 lakhs | 11.99% p.a. |
| PaySense | Rs. 5 lakhs | 16% p.a. |
| EarlySalary | Rs. 5 lakhs | Rs. 9 per day |
| PayMe India | Rs. 2 lakhs | 18% p.a. |
| Bajaj Finserv | Rs. 25 lakhs | 13% p.a. |
| LazyPay | Rs. 1 lakh | 18% p.a |
| mPokket | Rs. 20,000 | 1% p.m. |
| Indiabulls Dhani | Rs. 5 lakhs | 13.99% p.a. |
| Home Credit | Rs. 2 lakhs | 19% p.a. |
| ePayLater | Rs. 20,000 | 36% p.a. |
| Credy | Rs.1 lakh | 1% p.m. |
| Realme PaySa | Rs. 10 lakhs | 11% p.a. |
| LoanTap | Rs. 10 lakhs | 18% p.a. |
| CashBean | Rs. 60,000 | 25.55% p.a. |
| SmartCoin | Rs. 25,000 | 20% p.a. |
| Mi Credit | Rs. 5 lakhs | 16.2% onwards |
| Navi | Rs. 20 lakhs | 9.9% p.a. |
| Buddy Loan | Rs 15 Lakhs | 11.99% p.a. |
| ZestMoney | Rs. 1 Lakh | 0% p.m. |
| NIRA | Rs. 1 lakh | 1.67% p.m. |
List of Documents for Personal Loan
Photo Identity Proof (Any one of the following):
- Passport
- PAN Card
- Voter’s ID
- Aadhar Card
- Driving License
Address Proof (Any one of the following):
- Passport
- Telephone bill/Electricity bill/Water bill/Gas bill) – Anyone of last 2 months
- Aadhaar Card
- Driving License
- Ration Card
Income Proof:
- Pay Slip for the last 3 months
- Bank statements for the last 3 to 6 months showing credited salary
Tax Paid – Any one of the following
- Income Tax returns (for the last 2 years)
- Form 16
Residence Ownership Proof (Any one of the following)
- Property documents
- Maintenance bill
- Electricity bill
Proof of current Job (Any one of the following)
- Current employment certificate
- Current job joining letter (For an employee who has worked for 2 years in the same company)
- Experience certificate along with previous employer’s relieving or appointment letter
Investment Proof (if any)
- Fixed assets,
- Fixed Deposits
- Shares
- SIPs
- Stocks
Existing Loans (if any)
Re-Payment history and loan approval letter
Photographs
2-4 Color passport size photographs
How to apply for a loan in Loan Apps
Follow the below-mentioned steps to apply for a loan in loan apps-:
- First, go to the Google Play Store and type the app name in the search box, install it on the phone.
- Now register in the apps using your credentials like Name, Age, and Mobile Number to apply for a Loan
- Enter all the personal details in the app
- Following this, you will be required to upload the KYC document along with any other required documents.
- You must input it if additional, crucial information can be requested.
- Apply for a loan online by filling in the loan amount in Rupees
- Submit your application and wait for the approval of your application.
RBI Registered Loan App List- FAQs
Is Buddy loan registered with RBI?
Yes, Buddy Loan is a registered NBFC with RBI.
Is Kissht Finance registered with RBI?
Kissht Finance is a registered NBFC with RBI.
Is PaySense registered with RBI?
Yes, PaySense is the best loan-providing app and is registered with RBI.
Which quick money loan app is RBI registered in India?
Some of the quick loan apps registered in RBI include PaySense, Dhani, LazyPay, CASHe, Money view, Zest Money, India lends and mPockket
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